Table Of Contents
Latest update [menu]
Bug fixes and performance improvements
Description [menu]
Looking for a Personal loan app in India? PaySense is a personal loan app that offers loans up to Rs.5 lakhs at attractive interest rates, zero collaterals, and flexible EMIs.
PaySense provides personal loans from Rs.5,000 to Rs.5,00,000 with an Annual Percentage Rate (APR) between 16% to 36% on a reducing balance basis.
PaySense is present in 180+ cities in India, including Mumbai, Bengaluru, Kolkata, Chandigarh, Chennai, and Delhi NCR. PaySense has partnerships with NBFCs/Banks registered with RBI such as Credit Saison India, Fullerton, IIFL, and PayU Finance.
We have disbursed over 1 lakh personal loans in the last 12 months. We are a personal loan app in India that offers easy and quick loans to salaried individuals.
Why Choose PaySense for Personal Loans
● Affordable interest rates
● Convenient and affordable EMIs
● Two-minute loan application
● Paperless documentation
● Loans available for those with low credit scores
Representative example: The standard processing fee is 2.5% of the loan amount.
For instance, if Anil takes a loan of ₹1 lakh for 24 months, he will be charged an APR of 24%. Also, he will be charged a processing fee of ₹2,500. So, Anil will pay his loan back in 24 EMIs of ₹5,391 each. He will pay total interest of ₹29,384. Hence, the total cost of the loan will be ₹1,31,884
Calculate your EMI with our EMI calculator on PaySense. The loan EMI calculator provides the freedom of deciding your own loan term and EMI amount. You can check EMI Plans for different loan terms. The calculator considers interest, principal loan amount, and tenure of the personal loan. Accordingly, it displays the amount of money you need to pay every month and the total interest payable.
Main Personal Loan Eligibility Criteria
● You must be a resident of India
● Your age must be between 21 and 60 years
● Your net monthly take-home salary should be more than ₹18,000 for Mumbai and Delhi based users.
● Your net monthly take-home salary should be more than ₹15,000 for other locations.
● You must be based in any one of the 180+ cities we serve across India
Pre-Payment and Late Payment Charges
The loan tenure is anything between 3 and 60 months. EMI and interests are then calculated basis the tenure chosen.
Pre-payment is allowed after 6 EMI payments. The foreclosure charge is 4% +18% GST on the remaining principal amount.
The Late Payment Charges are ₹500 +18% GST (₹590) upon failure to pay the EMI on the fixed date.
Recognition
PaySense has been identified amongst the Top 100 Fintech innovators in the world by a KPMG and H2 Ventures report
You can use the PaySense app for multiple purposes.
● Personal Loan for Marriage / Weddings
● Personal Loan for New / Used Car and Two-Wheeler
● Personal Loan for Education
● Personal Loan for Medical Emergencies
● Personal Loan for Consumer Durables
● Personal Loan for Credit Card Bills
● Personal Loan for Home Renovation
● Personal Loan for Travel
How to Apply for Instant Personal Loan Online?
● Install the PaySense online loan app
● Register and check your personal loan eligibility
● Provide KYC documentation like ID proof (Aadhar/PAN/Voter ID), address proof (Aadhar/Utility bills/Rental Agreement), income proof (bank statement) and a photograph.
● Sign application and get speedy approvals
● Once approved, the loan amount will be credited to your account
Security and Privacy Policy
PaySense personal loan app ensures safety via standard security and privacy standards to protect its database. Our app is safe and secure and we do not share customer information with third parties without consent.
Contact us
Drop us an e-mail: [email protected].
Tag us on Twitter: @gopaysense
Office Address: Jaivilla Dev Shakti, 49 Tilak Road, Navyug Colony, Santacruz West, Mumbai, 400054.
How to install PaySense: Personal Loan App APK for Android [menu]
Download PaySense: Personal Loan App APK file (com.gopaysense.android.boost_400410000_17828239.zip) from SameAPK.com, then follow these steps:
Update Phone Settings
- Go to your phone Settings page
- Tap Security or Applications (varies with device)
- Check the Unknown Sources box
- Confirm with OK
Go to Downloads
- Open Downloads on your device by going to My Files or Files
- Download Split APKs Installer (SAI)
- Download and unzip file you already downloaded (com.gopaysense.android.boost_400410000_17828239.zip)
- Open Split APKs Installer and follow steps on this app.
- Tap Install when prompted, the APK file you downloaded will be installed on your device.
How to install PaySense: Personal Loan App APK on Windows 7/8/10 or MAC PC? [menu]
Download PaySense: Personal Loan App APK file(com.gopaysense.android.boost_400410000_17828239.zip) from SameAPK.com to your PC (ex: /Users/xxx/Downloads/(com.gopaysense.android.boost_400410000_17828239.zip)), then follow these steps:
Using Emulator:
- Download And Install one Emulator Softwares (Ex: Bluestacks, GenyMotion, NoxPlayer)
- Download and unzip file com.gopaysense.android.boost_400410000_17828239.zip.
- Using ADB or Split APKs Installer same as install for Android.
PaySense: Personal Loan App APK Pros & Cons [menu]
Pros
- This app is safe, it's not require high risk permissions
- Compatible with 64-bit device (some android device and current Bluestacks)
Cons
- No best performance On PC (Windows, MAC) (because it's not exists X86 variant)