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Mi Credit - Instant Personal Loan, Cash Online APK

67906+ votes, 3.60/5

App for instant loans up to Rs. 25 lac with interest rates as low as 10% P.A.... [readmore]


⇣ Download APK (50.35 MB)

This is an original APK file direct fetch from google play. It is safe to download and free of any virus.

Version 1.1.0.821
Update
Size 50.35 MB
Category Finance
Developer Xiaomi Inc.
Downloads ↓ 9.6M
⇣ Download APK (50.35 MB)

This is an original APK file direct fetch from google play. It is safe to download and free of any virus.

File Infos

License type Free
Version 1.1.0.821
Size 50.35 MB (52791103)
Filename com.micredit.in.gp_131263_52791103.apk
Requirement 5.0 and up
Type app
Category Finance
Package name: com.micredit.in.gp
Slogan: App for instant loans up to Rs. 25 lac with interest rates as low as 10% P.A.

APK Permissions


‣ android.permission.INTERNET
‣ android.permission.ACCESS_NETWORK_STATE
‣ android.permission.READ_PHONE_STATE
‣ android.permission.WRITE_EXTERNAL_STORAGE
‣ android.permission.READ_EXTERNAL_STORAGE
‣ android.permission.ACCESS_FINE_LOCATION
‣ android.permission.ACCESS_COARSE_LOCATION
‣ android.permission.READ_CONTACTS
‣ android.permission.READ_SMS
‣ android.permission.RECEIVE_SMS
‣ android.permission.ACCESS_WIFI_STATE
‣ android.permission.GET_TASKS
‣ android.permission.VIBRATE
‣ android.permission.CALL_PHONE
‣ android.permission.USE_BIOMETRIC
‣ com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
‣ android.permission.CAMERA
‣ android.permission.ACCESS_DOWNLOAD_MANAGER
‣ com.google.android.gms.permission.AD_ID
‣ android.permission.QUERY_ALL_PACKAGES
‣ com.micredit.in.gp.permission.MIPUSH_RECEIVE
‣ android.permission.USE_FINGERPRINT
‣ android.permission.WAKE_LOCK
‣ android.permission.RECEIVE_BOOT_COMPLETED
‣ android.permission.GET_ACCOUNTS
‣ android.permission.USE_CREDENTIALS
‣ android.permission.MANAGE_ACCOUNTS
‣ android.permission.AUTHENTICATE_ACCOUNTS
‣ com.xiaomi.permission.CLOUD_MANAGER
‣ com.xiaomi.market.sdk.UPDATE
‣ android.permission.REQUEST_INSTALL_PACKAGES
‣ android.permission.FOREGROUND_SERVICE
‣ com.google.android.c2dm.permission.RECEIVE
‣ android.permission.BLUETOOTH
‣ android.permission.CHANGE_NETWORK_STATE
‣ com.xiaomi.passport.permission.PASSPORT_UI_CONTROLLER_SERVICE


APK used Features


‣ android.hardware.camera
‣ android.hardware.camera.autofocus
‣ android.hardware.location
‣ android.hardware.location.gps
‣ android.hardware.location.network
‣ android.hardware.bluetooth
‣ android.hardware.wifi
‣ android.hardware.telephony
‣ android.hardware.touchscreen

Screenshots (4 images)

Mi Credit - Instant Personal Loan, Cash Online screenshot 1 Mi Credit - Instant Personal Loan, Cash Online screenshot 2 Mi Credit - Instant Personal Loan, Cash Online screenshot 3 Mi Credit - Instant Personal Loan, Cash Online screenshot 4

About Mi Credit - Instant Personal Loan, Cash Online APK

Mi Credit - Instant Personal Loan, Cash Online poster
Mi Credit - Instant Personal Loan, Cash Online APK version 1.1.0.821 poster

Latest update [menu]


Higher loan amount with lower interest rate.
Faster processing speed.
Best offers for festivals.

Description [menu]


Mi Credit is the official loan app from Xiaomi - India’s #1 Smartphone Brand, offering loans up to ₹25,00,000 at low interest rates in the most convenient and secure way.

Loan amount: From ₹5,000 to ₹25,00,000
Interest rates: From 10% to 36% per annum
Tenure: 91 days to 24 months

It offers service to users over 21 years old and allows you to apply for a loan in four quick steps and get money within minutes. The application process is completely digital and hassle-free, and can be completed with the help of your mobile phone anywhere, even when you are sitting at your home, office or commuting. You may use the loan funds for any personal or business requirements. You have the flexibility to choose EMI tenure, so that it is convenient for you to pay the EMIs!

Personal loan example:
Loan amount: ₹20,000
Tenure: 6 months
Interest rate: 16.2% per annum
Processing fee: ₹400 (2%)
GST on processing fee: ₹72
Total interest: ₹956
EMI: ₹3493
APR: 36%
Loan amount is ₹20,000. Disbursed amount is ₹19,528. Total loan repayment amount is ₹20,956.

Credit Report / Experian Score
In Mi Credit app, you can also check your credit report / Experian report worth ₹1,200 for free. You need to provide a few basic details and you can get a detailed analysis of your bureau report. You can use the tips to improve your credit score, which will be handy whenever you need a loan in future.

Product features
Xiaomi's official loan app
Best security practices to keep your information safe and secure.

Best loan offers just for you
Loan amount up to ₹25,00,000. Interest rates starting at 10% per annum.

Quick approval process
Instant approval and direct money transfer to your bank account.

Easy way to borrow
Simple documentation and 100% online process

How to apply for a loan?
Step 1: Install Mi Credit app from Google Play Store and register through Mi account or phone number
Step 2: Upload KYC documents (ID & Address Proof) & add personal details for online verification
Step 3: Add bank details to facilitate transactions
Step 4: Loan amount up to ₹25,00,000 is disbursed to your bank account quickly

Additional information
Customer Service Email: [email protected]
Customer Service Hotline: 1800-258-6286 (Monday- Sunday, 8 a.m. to 11 p.m.)
Bug Report Email: [email protected]
Address: Orchid Block E, Ground Floor to 4th Floor, Embasy Tech Village, Marathahalli,, SARJAPURA OUTER RING ROAD, Bangalore, Karnataka, India.

How to install Mi Credit - Instant Personal Loan, Cash Online APK for Android [menu]


Download Mi Credit - Instant Personal Loan, Cash Online APK file (com.micredit.in.gp_131263_52791103.apk) from SameAPK.com, then follow these steps:

Update Phone Settings

  • Go to your phone Settings page
  • Tap Security or Applications (varies with device)
  • Check the Unknown Sources box
  • Confirm with OK

Go to Downloads

  • Open Downloads on your device by going to My Files or Files
  • Tap the APK file you downloaded (com.micredit.in.gp_131263_52791103.apk)
  • Tap Install when prompted, the APK file you downloaded will be installed on your device.

How to install Mi Credit - Instant Personal Loan, Cash Online APK on Windows 7/8/10 or MAC PC? [menu]


Download Mi Credit - Instant Personal Loan, Cash Online APK file(com.micredit.in.gp_131263_52791103.apk) from SameAPK.com to your PC (ex: /Users/xxx/Downloads/(com.micredit.in.gp_131263_52791103.apk)), then follow these steps:

Using Emulator:

  • Download And Install one Emulator Softwares (Ex: Bluestacks, GenyMotion, NoxPlayer)
  • Simple install APK on PC by drag and drop file com.micredit.in.gp_131263_52791103.apk on Emulator screen

Mi Credit - Instant Personal Loan, Cash Online APK Pros & Cons [menu]


Pros
  • This app is safe, it's not require high risk permissions
  • Compatible with 64-bit device (some android device and current Bluestacks)

Cons
  • No best performance On PC (Windows, MAC) (because it's not exists X86 variant)



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