Table Of Contents
Latest update [menu]
Version 5.0.0 updated.
Description [menu]
Introducing MyMoney, your personal money manager. Borrow, track & save money at low rates all in one app.
Brought to you by IIFL Finance, one of India’s largest non-banking financial companies, MyMoney is a free app that helps you borrow money, track your credit score & analyse your spends. Using MyMoney, you can apply for a personal loan or a business loan instantly! Now you can grow with confidence!
Download MyMoney right now and see the difference in your money management.
Key features
* Credit score: Get your CIBIL score for FREE within a minute
* Expense Analyser: Track your income and expenses displayed according to standard and user-defined categories. Create categories as many as you need.
* Instant Loan: Apply for a personal loan or a business loan digitally and meet your funding requirement in no time.
* Investment Analysis: Makes it easy for you to understand your investments by displaying them in attractive graphical formats.
* Invest with ease: Apply for Demat Account or invest in Mutual Fund SIPs.
* Easy and fast set-up: It takes just 10 minutes to download, create profile, link accounts and get started!
* Your data is safe: Your personal details and investments will be safe with highest levels of data security protocols.
* Can be used by everyone: Works on Android 5.0 and above.
Available in English language only.
Product Features for Personal Loan:
1. Get loans ranging from INR 5,000 to INR 2,00,000
2. 100% online loan application process - Only few documents to be uploaded on the application
3. Disbursal within 24 hours
4. Minimum APR (Annual Percentage Rate) is 22% and the Maximum APR (Annual Percentage Rate) is 28%
5. Minimum Tenure is 3 months and Maximum Tenure is 12 months
6. Processing Fee is 2% - 4%
7. Get a higher loan on successful repayment
*The annual interest rates and processing fee will vary as per the risk profile of the customers and the selected tenure.
Example
Loan Amount: ₹20,000
Tenure:180 days (6 months)
Interest Charged: ₹ 1,426 (24% per annum)
Processing Fee: ₹236 (1% of Loan Amount - ₹200 + GST @18% - ₹36)
Amount Disbursed: ₹19,764
EMI Amount: ₹ 3,571
Loan amount is ₹ 20,000. Disbursed amount is ₹ 19,764. Total loan repayment amount is ₹ 21,426.
Product Features for Business Loan:
1. Get Loans ranging from ₹ 1,00,000 to ₹ 10,00,000.
2. 100% online loan application process- only few documents to be uploaded on the application
3. Disbursal within 24 hours
4. Minimum APR (Annual Percentage Rate) is 18% and the Maximum APR (Annual Percentage Rate) is 22%
5. Tenure ranges from 3 to 60 months
6. Get a higher loan on successful repayment
7. We provide loans to business person providing accurate bank statements or GST details
Interest Calculation
If you avail a loan of ₹ 3,00,000 for a tenure of 12 months at 18% p.a. interest rate, the loan EMI will be ₹ 27504 and the total interest paid would be ₹ 30048
How to install My Money APK for Android [menu]
Download My Money APK file (com.iiflfinance.mymoney_500_51256441.apk) from SameAPK.com, then follow these steps:
Update Phone Settings
- Go to your phone Settings page
- Tap Security or Applications (varies with device)
- Check the Unknown Sources box
- Confirm with OK
Go to Downloads
- Open Downloads on your device by going to My Files or Files
- Tap the APK file you downloaded (com.iiflfinance.mymoney_500_51256441.apk)
- Tap Install when prompted, the APK file you downloaded will be installed on your device.
How to install My Money APK on Windows 7/8/10 or MAC PC? [menu]
Download My Money APK file(com.iiflfinance.mymoney_500_51256441.apk) from SameAPK.com to your PC (ex: /Users/xxx/Downloads/(com.iiflfinance.mymoney_500_51256441.apk)), then follow these steps:
Using Emulator:
- Download And Install one Emulator Softwares (Ex: Bluestacks, GenyMotion, NoxPlayer)
- Simple install APK on PC by drag and drop file com.iiflfinance.mymoney_500_51256441.apk on Emulator screen
My Money APK Pros & Cons [menu]
Pros
- This app is safe, it's not require high risk permissions
- Compatible with 64-bit device (some android device and current Bluestacks)
Cons
- No best performance On PC (Windows, MAC) (because it's not exists X86 variant)