Table Of Contents
Latest update [menu]
Version 3.3.2 updated.
Description [menu]
The SmartCoin app provides instant personal loans to the salaried and self-employed for cash needs that can’t wait. Apply for a personal loan through a completely digital and secure process, pass the eligibility terms and conditions, and the money is credited to your account within minutes. Explore the app for credit and savings options tailored for India.
✅ Instant loans up to Rs 1 lakh
✅ RBI registered lenders
✅ 100% digital process
✅ Minimal paperwork
✅ Tenure between 2-9 months
✅ No pre-closure charges
✅ Collateral free loans
✅ Available across India
✅ Easy repayment options
✅ Direct fund transfer to account in minutes
✅ Available in 7 languages (English, Hindi, etc)
✅ Recognized as The Economic Times - Best BFSI Brands 2023
Loan purposes
✅ Instant loans for medical emergencies
✅ Personal expenses/pocket money
✅ Personal loans to cover education
✅ Instant online loan to meet household expenses
✅ Digital loans to address business expenses
✅ Loans to cover bills and rent
✅ Online loans to fund home renovation
✅ Loans for payment of EMIs
✅ Personal shopping loans
Eligibility
✅ Self-employed
✅ Salaried
✅ New to credit
✅ Between 21-45 years of age
✅ Monthly income above Rs. 20,000
⭐️ Documents Required
-Address Proof and ID Proof (including PAN and Aadhaar)
-Bank statements (Optional)
📋 Examples
Here’s an example of how loans from SmartCoin work:
Example
• Loan Amount: ₹45,000
• Tenure: 6 months
• Rate of Interest: 30% per annum
• Processing fee: ₹1,593(3.54%)
• Total interest: ₹4,002
• EMI: ₹8,167
• APR (Annual Percentage Rate): 42.94%
• Amount Disbursed: ₹43407
• Total amount to be paid: ₹8,167 x 6 = ₹49,002
• Total cost of loan: ₹4,002 + ₹1,593 = ₹5,595
🤝 Our Lending Partners
-Upmove Capital Private Limited
-Vivriti Capital Private Limited
-Northern Arc Capital Limited
-Incred Financial Services Limited
-MAS Financial Services Limited
-PayU Finance India Private Limited
-Poonawalla Fincorp
⭐️ Steps to get a loan
✅ Install SmartCoin Personal Loan App
✅ Register, add key personal details, and verify OTP
✅ Apply for an instant online loan after selecting your desired amount and tenure
✅ Upload documents to complete e-KYC
✅ Sign loan agreement following loan processing and approval
✅ Get an instant loan in your account within MINUTES
⭐️ About SmartCoin
SmartCoin Financials Pvt. Ltd. was established in 2015 as an app-based consumer lending platform. SmartCoin partners with RBI-registered NBFCs to offer instant personal loans to self-employed and salaried individuals who comprise the emerging and underbanked middle and lower-income segments in India. We are among the most trusted instant personal loan apps in India. The company works with a vision to address the concerns of the vast underbanked in India and has since evolved from a micro-lending to a financial wellness platform providing versatile offerings, beyond online loans and including gold savings, and insurance, among others. We serve customers using a digital, paperless, automated, and quick-disbursal process. What differentiates us is our real-time credit decisioning,
which enables borrowers to receive the money within minutes.
Queries & contact
Phone: +91-9148 380504
Mail: [email protected]
How to install SmartCoin - Personal Loan App APK for Android [menu]
Download SmartCoin - Personal Loan App APK file (in.rebase.app_355_23300427.zip) from SameAPK.com, then follow these steps:
Update Phone Settings
- Go to your phone Settings page
- Tap Security or Applications (varies with device)
- Check the Unknown Sources box
- Confirm with OK
Go to Downloads
- Open Downloads on your device by going to My Files or Files
- Download Split APKs Installer (SAI)
- Download and unzip file you already downloaded (in.rebase.app_355_23300427.zip)
- Open Split APKs Installer and follow steps on this app.
- Tap Install when prompted, the APK file you downloaded will be installed on your device.
How to install SmartCoin - Personal Loan App APK on Windows 7/8/10 or MAC PC? [menu]
Download SmartCoin - Personal Loan App APK file(in.rebase.app_355_23300427.zip) from SameAPK.com to your PC (ex: /Users/xxx/Downloads/(in.rebase.app_355_23300427.zip)), then follow these steps:
Using Emulator:
- Download And Install one Emulator Softwares (Ex: Bluestacks, GenyMotion, NoxPlayer)
- Download and unzip file in.rebase.app_355_23300427.zip.
- Using ADB or Split APKs Installer same as install for Android.
SmartCoin - Personal Loan App APK Pros & Cons [menu]
Pros
- This app is safe, it's not require high risk permissions
- Compatible with 64-bit device (some android device and current Bluestacks)
Cons
- No best performance On PC (Windows, MAC) (because it's not exists X86 variant)