Table Of Contents
Latest update [menu]
Enjoy Your Money's Worth version 1.0!
Great updates coming soon!
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This update solves the problem that prevented some users from adding new assets
Description [menu]
Keeping track of personal finances does not have to be a painstaking process. We invite you to engage in a process of continual learning and discovery of your personal finance. Our mission is to offer a personal finance platform that fosters a sense of curiosity in our users into learning about their financial habits. This becomes feasible with simple, actionable steps that create a positive and measurable compound effect over time.
We offer a powerful tool that adapts to the needs of the user. We welcome a diverse array of users that have different individual understandings of personal finance. You don't have to worry about your data being used by third parties. Your information is only saved locally on your device. We will never run profiling algorithms on the customer data.
1. Keep a registry of income and expenses
2. Keep your expenses within your budget
3. Monitor your net worth and keep and emergency fund
4. Limit debt and use credit with caution
5. Plan and save for retirement
6. Prioritize, evaluate and restrain your financial habits
A budget is a crucial component of achieving a higher quality of life, allowing for the possibility to meet goals that have been established for the long term. An effective strategy to use for preparing a budget is, for example, the 50/30/20 budgeting approach, which offers a good base to work from. It goes like this: 50% of your total (net) income after paying taxes should go towards all things essential for daily life, such as rent, groceries transportation, gas, etc. 30% directed towards expenses that go towards lifestyle, such as eating out, buying personal accessories or buying things online. 20% as a safety net for the future, for paying debt, as well as saving for eventual retirement and for the event of emergencies. It is important to leave a certain amount of money available for emergencies.
Think about an emergency fund. It is important to save money for emergencies such as medical bills, paying rent when unemployed, etc.
The “ideal safety net” is around three to six months worth of living expenses, to leave room for maneuvering just in case things go wrong in life unexpectedly. Financial experts recommend saving around 20% of a paycheck a month, and keep at it consistently to be able to grow this safety net.
Limit debt and use credit with caution. This is easier said than done, but it is probably a good idea to keep this in mind practically at all times. Sometimes the inevitable will happen were money has to be borrowed occasionally, but some types of debt tend to be smarter than others. An example of smart debt could be paying a mortgage, which would eventually lead to owning a fixed asset, a house.
Use credit cards with caution and measure. It is widely recognized that credit cards can lead to major debt problems. Eventhough they have become essential in our contemporary world, they have uses other than just to buy material things. They are essential to establishing a credit rating, which is basically a measure of a persons ability to fulfill their payments on time. Another great use they have is in tracking expenses, which can aid greatly with budgeting.
Self-evaluation. This is an important ability that keeps individuals from doing too many things at once. Although we may have many ideas at once about possible projects for the future, it is always important to step back and look at oneself from a birds-eye-view to see the potential costs and benefits associated. An important concept in business management that requires an ability to see the big picture. The decision making involved in determining the difference between where and where not to spend money can completely define the future state of personal finance.
How to install Your Money's Worth APK for Android [menu]
Download Your Money's Worth APK file (com.ymw.yourmoneysworth_95_29446883.zip) from SameAPK.com, then follow these steps:
Update Phone Settings
- Go to your phone Settings page
- Tap Security or Applications (varies with device)
- Check the Unknown Sources box
- Confirm with OK
Go to Downloads
- Open Downloads on your device by going to My Files or Files
- Download Split APKs Installer (SAI)
- Download and unzip file you already downloaded (com.ymw.yourmoneysworth_95_29446883.zip)
- Open Split APKs Installer and follow steps on this app.
- Tap Install when prompted, the APK file you downloaded will be installed on your device.
How to install Your Money's Worth APK on Windows 7/8/10 or MAC PC? [menu]
Download Your Money's Worth APK file(com.ymw.yourmoneysworth_95_29446883.zip) from SameAPK.com to your PC (ex: /Users/xxx/Downloads/(com.ymw.yourmoneysworth_95_29446883.zip)), then follow these steps:
Using Emulator:
- Download And Install one Emulator Softwares (Ex: Bluestacks, GenyMotion, NoxPlayer)
- Download and unzip file com.ymw.yourmoneysworth_95_29446883.zip.
- Using ADB or Split APKs Installer same as install for Android.
Your Money's Worth APK Pros & Cons [menu]
Pros
- This app is safe, it's not require high risk permissions
- Compatible with 32 bit device (most Emulator using 32bit arch CPU)
- Compatible with 64-bit device (some android device and current Bluestacks)
Cons
Everything is good.
