Table Of Contents
Latest update [menu]
Exchange photos with lenders, in-app help service.
Description [menu]
We're an international lending community that offers responsible, high-achieving people the chance to raise loans directly from ordinary people all over the world.
Why join Zidisha?
- Open to everyone: You do not need to have collateral assets, a bank account, guarantors, or a salaried job to raise a loan.
- Interest-free: Each loan carries just a 5% service fee.
- Flexible: You choose your own weekly repayment schedule.
- Community: Loans are funded by other Zidisha members, not banks. You become part of a supportive community of entrepreneurs and lenders from all over the world.
What are the eligibility requirements?
- Have your own Facebook account with extensive social connections.
- Have a source of income that will allow you to make repayments each week.
- Be able to secure recommendations from people in your community.
How much can I borrow?
Your starting credit limit depends on whether you have an invite from a Zidisha member in good standing, and whether you choose to make a security payment into the Members Loan Fund. Your credit limit will increase with each loan depending on your record of on-time repayments, up to a maximum of US $10000. You can earn bonus credit limit increases on top of the base credit limit by inviting new members or serving as a Volunteer Mentor.
What are the fees and interest?
Zidisha loans do not carry interest. The total cost for each loan is a service fee of 5% of the loan amount, to cover the cost of transferring and administering the loan.
Members are also asked to pay a one-time membership fee in order to join Zidisha. The current membership fee 10% of the starting credit limit chosen.
Members who choose to begin borrowing with larger starting credit limits must make a one-time payment into the Zidisha Members Loan Fund, which is used for reimbursing lenders in the event of default.
Fees are paid only if the you succeed in raising a loan, and entitle you to raise an unlimited number of loans of increasing amounts at zero interest.
How to install Zidisha APK for Android [menu]
Download Zidisha APK file (org.zidisha.mobileapp_317_11488930.apk) from SameAPK.com, then follow these steps:
Update Phone Settings
- Go to your phone Settings page
- Tap Security or Applications (varies with device)
- Check the Unknown Sources box
- Confirm with OK
Go to Downloads
- Open Downloads on your device by going to My Files or Files
- Tap the APK file you downloaded (org.zidisha.mobileapp_317_11488930.apk)
- Tap Install when prompted, the APK file you downloaded will be installed on your device.
How to install Zidisha APK on Windows 7/8/10 or MAC PC? [menu]
Download Zidisha APK file(org.zidisha.mobileapp_317_11488930.apk) from SameAPK.com to your PC (ex: /Users/xxx/Downloads/(org.zidisha.mobileapp_317_11488930.apk)), then follow these steps:
Using Emulator:
- Download And Install one Emulator Softwares (Ex: Bluestacks, GenyMotion, NoxPlayer)
- Simple install APK on PC by drag and drop file org.zidisha.mobileapp_317_11488930.apk on Emulator screen
Zidisha APK Pros & Cons [menu]
Pros
- This app is safe, it's not require high risk permissions
- Compatible with 32 bit device (most Emulator using 32bit arch CPU)
- Compatible with 64-bit device (some android device and current Bluestacks)
Cons
Everything is good.
